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To Bank, asking for Circular Letter of Credit

_____________________________________________________________________________

48 Victory Avenue,

Warwick.

The Manager. September 15th.

____Bank.

Dear Sir,

I am going abroad for four or five months and should be glad if you would let me have a Circular Letter of Credit for $ ______ so that I can obtain money when I

want it at your agents in Paris, Nice, Mentone, Rome, Naples, and Cairo. There are ample funds in my current Account to meet this.

As I am leaving for Paris to-night, will you please post this to me, do your branch office in Paris, where I will call for it.

Yours faithfully,

P. M. Roberts.

Instructing Bank to make Payments during Absence

396 Calton Square,

S. W. 5.

The Manager, June 4th.

_______ Bank.

Dear Mr. Porker,

I am leaving England at the end of this month, and expect to be away about a year. During that period I should be glad if you will make the following payments on my behalf and debit my A/c:

To Standard Building Society, Lombard St., E. C. 1 interest on mortgage $15 quarterly.

To Sun Insurance Co., Ltd. premiums on household policies when due, as list enclosed.

Also rates, income tax, and water rate on this house, when demanded.

I have given instructions that the demands for these shall be sent direct to the bank addressed to me, c\o the bank, and I know you will give them prompt attention. I will let you have my address from time to time, in case you wish to communicate with me.

Yours faithfully,

F.Neal.

To Bank, stopping Payment of Cheque

_____________________________________________________________________________

291 Surrey Lane,

Dover.

The Manager, August 14th.

________ Bank.

Dear Sir,

To-day I gave a cheque for $10 to a Mr. V. Brown. It was made payable to V. Brown and was a Bearer cheque. It was a charitable contribution, but I have since learned that the man is most undeserving, so if the cheque has not already been presented will you please refuse payment and refer the man to me? The No. is P. 84258.

Yours faithfully,

( Mrs. ) Jean Warner.

Instructing a Solicitor to collect an Account

_____________________________________________________________________________

281 Sayers Road,

Salisbury

June 18th.

Dear Sir,

Nine months ago I sold a motor-car to Mr. Victor Payne, of 498 Eim Grove, Winchester, for an agreed price of $150. He paid $50 and undertook to pay the balance of $100 by monthly instalments of $10. I enclose his letter in which he agreed to this arrangement. I have him possession of the car on payment of the $50, but have not received another penny from him. I have written him repeatedly, but as he either ignores my letters or makes excuses for not paying, I must put the matter in your hands. Possibly a letter from you will bring him to his senses, but, if not, please take whatever steps are necessary to recover the amount due to me. I believe he is well able to pay.

Yours faithfully,

V. B. Powell

To Solicitor, re Mortgage on House

_____________________________________________________________________________

Malvern House,

Maidstone.

July 11th.

Dear Mr. ___ .

I have urgent need of $300, and, as I know you frequently have clients who wish to invest money, I am writing to ask if you know of anyone who would be willing to advance that sum on mortgage on this house. I have a lease from the Malvern Estates Trust which has 80 years to run, and there is no mortgage on the house at present. The value is about $2,000 so that it provides ample security. The house has been built twelve years, and is in excellent condition in every respect.

Yours truly,

M.S. Rudd

Asking a Solicitor to advance Money on a Legacy

248 Tiverton Avenue,

Cromer.

October 27th.

Dear Sir,

In reference to your letter of August 2nd, in which you informed me of the legacy left to me by my aunt, the late Miss Alice Hall, I should be glad if you would let me know when I am likely to receive this. I am very badly in need of money just now, and, if it is likely to be some time before the matter can be settled, is it possible for you to advance me $250 on account of my legacy? It is now three months since my aunt died.

Yours faithfully,

Henry Burns.

16. Asking a Solicitor to advice about Claim for Damages"

_____________________________________________________________________________

The Bungalow,

Sidmouth.

August 15th.

Dear Mr. ______ .

I enclose a letter -I have received from a Mr. Henry Bates of London. You will see he is claiming $200 damages for injuries he received and the consequent loss he says he has sustained by a tile falling from my roof on to his head. Certainly the tile did fall on his head, and cut the scalp slightly. As far as I know, that is the only injury he suffered, but you see he says he has been incapacitated for four months and claims for loss of wages for that period.

The tile was dislodged in a very strong gale of wind, and, as far as I can see, there is no evidence of negligence on my part. It has come upon me as a shock that I can be liable to a claim of this sort, and it is a very serious matter for me, as I have no insurance policy that covers it.

I should be glad if you would let me know what reply to make to this letter, and what is the best course for me to take.

Yours truly,

T. P. Smith,

To a Building Society, applying for Shares

The Nook,

Westerham.

The Manager, May 5th,

The Building Society.

Dear Sir,

I should like to take up two Investing Shares in

TheBuilding Society, with a view to purchasing a house 'later. I shall be glad if you will send me a copy of your rules and an application form for shares.

Yours faithfully,

( Miss ) Margaret Penrose.

To a Building Society applying for Mortgage

The Nook.

Westerham.

The Manager, December 19th,

TheBuilding Society.

Dear Sir,

I am a shareholder in your Society and now wish to purchase a house. The one I have in view is a new bungalow, known as Fair End , just built on the __ Estate, near Westerham, and the price is $ ___ freehold. My shares in your Society are worth $ ___, and I should be glad to know if you would be willing to advance the balance of $ ___, to be repaid over a period of 10 years by monthly instalments. The bungalow can be inspected by your surveyor at any time, and I should be glad of an early reply.

Yours faithfully,

( Miss ) Margaret Penrose.

To a Building Society, regarding House Purchase

15 West Street,

S. W. 2.

The Manager January 4th.

The Building Society.

Dear Sir,

I am considering the purchase of a house in Hampshire at a price of $4,000 and am wondering whether you would be prepared to advance 80% of the purchase price. The house is brick built and slated, in an excellent condition and well situated, with an orchard and well-stocked garden.

You would, of course, require that it be inspected by your surveyor and if you will let me have details of your terms I should be pleased to accompany him there if I decide to carry the matter through.

I may say that among one or two other small gilt-edged securities I have a Whole of Life policy for a sum assured of $5,000, with profits, with one of the first-class Companies, and as I have been paying premiums for the last 20 years it is now of some value.

Yours faithfully,

John Binks.

To a Building Society, asking Terms to pay off Mortgage

_____________________________________________________________________________

Fair End,

Westerham.

The Manager, May 16th.

TheBuilding Society.

Dear Sir,

I should now like to pay off the balance of the Mortgage on this house in a lump sum, in order to dispense with the trouble of the monthly payments. Will you please let me know if the Society will agree to this, and, if so, what is the exact sum payable to the Society to terminate the matter? I understand a commission of 2 If 2 % on the balance outstanding is charged.

Yours faithfully,

( Miss ) Margaret Penrose.

To a Building Society, withdrawing Money invested

_____________________________________________________________________________

84 Cider Road,

Bromley.

October 9th

The Manager,

The Building Society.

Dear Sir,

I beg to give seven days' notice, as required by Rule XXV, that I wish to withdraw the money paid on my shares in your Society. I enclose my book, which shows $69,18 to my credit, and I shall be glad to have cheque for this amount, and any interest that is due to me.

Yours faithfully,

Richard S. Bateson.

To the Secretary of a Company, enclosing Form of Proxy

_____________________________________________________________________________

Moore House,

Cobham.

The Secretary, June 5th.

The Alkaline Products Co., Ltd.

Dear Sir,

I am sorry I shall not be able to attend the Extraordinary General Meeting of the Company, summoned for June 14th, but I hope the Directors' proposals will be carried, and I enclose herewith Form of Proxy duly signed.

Yours faithfully,

( Mrs. ) Mary S. Swayrie.

LETTERS ABOUT INSURANCE

Note: Whole of Life Policy is a contract on a person whose life is assured, under which policy money is paid at death.

Endowment Policy is one in which money is paid at maturity or death, whichever occurs first.

Joint Life Policy is on the lives of two persons, and money is usually payable to the survivor on the death of the other.

Surrender Value is the amount paid by the insurers in consideration for the cancellation of a policy.

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